Job Information LOAN OFFICER Company Information
Contact Name The Recruiter
Contact Email jobs@ksm.co.zm
Since 03-06-2011
Job Information
Job Type Full-Time
Duration
Salary Range Per Month
Department
Category Banking/Finance
Sub Category
Shift 08:00hrs to 17:00hrs
Experience Summary 2
Posted 08-02-2021
Requirments
Minimum Education College
Degree Title  Dip in Business, IT, Marketing, or rel
Minimum Experience 2 Year ( Should have worked for at least two years in a financial institution (E.G Bayport, Moneta, credit express) or insurance company.)
Work Permit
Job Status
Job Status Receiving Applications
Start Publishing 05-02-2021
No of Jobs 1
Stop Publishing 08-06-2021
Location
[Lusaka,Zambia ]
Description

Our client seeks to recruit a solid Loan Officer to join a dynamic team in providing financial support.

Loan officer Duties and responsibilities:

  • Generate sales leads by marketing company’s products to individuals and firms, promoting services that may meet customers' needs.
  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Meet with applicants to obtain information for loan applications and to answer questions about the process
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Submit applications to LVL Officials for verification and recommendation.
  • Assesses competitors by analyzing and summarizing competitor information and trends; identifying sales opportunities.
  • Grow existing accounts by checking customer's buying history; suggesting related and new items; explaining technical features.
  • Participate in educational opportunities both internal and external
  • Accomplish individual, department and organization goals by meeting set targets.
  • Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.
  • Handle customer complaints and take appropriate action to resolve them.
  • Work with clients to identify their financial goals and to find ways of reaching those goals
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Maintain and update account records
  • Assess customer needs, explore all options and suggest different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Operate in compliance with laws and regulations and adhere to lending Compliance guidelines
  • Compile and submit customer data profiles to relevant officials and authorities.
  • Participate in marketing activities.
  • Consolidate data from Direct Sales agents
  • Perform any other duties as may be assigned  
Agreement
Qualifications

KEY REQUIREMENTS

  • Diploma in Business, IT, Marketing, Economics or other related course.
  • Should have worked for at least two years in a financial institution (E.G Bayport, Moneta, credit express) or insurance company.

METHOD OF APPLICATION

If interested in the advertised position, send your recently updated CV to jobs@ksm.co.zm clearly stating in the email subject line the position you are applying for. Closing Date is  14th February 2021. Only Shortlisted Candidates will be contacted.

Preferred Skills
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